| Upcoming Classes |
|---|
|
|
CFLA Code of Ethics Core Statement Certified Forensic Loan Auditors, LLC., located at 13101 W. Washington Blvd. -- Los Angeles, CA 90066, to produce an intensive certification program entitled: CFLA Certified Forensic Loan Auditor (CFLA). Believing in the worth and dignity of each forensic loan auditor, CFLA recognizes the supreme importance of the pursuit of truth, devotion to excellence, and the nurture of the democratic principles. CFLA brings accountability, trust, intelligence and integrity to all parties involved in the mortgage loan audit process. These parties include, but are not limited to: processors, underwriters, closers, borrowers, sellers, loan auditors, attorneys, real estate agents, brokers and appraisers. Essential to these goals is the protection of freedom to learn and to audit loans, and the guarantee of equal opportunity for all. The CFLA accepts the responsibility to adhere to the highest ethical standards. The CFLA also recognizes the magnitude of the responsibility inherent in the loan audit process. The desire for the respect and confidence of one's colleagues, of borrower’s, of vendors, and of the fellow members of the CFLA community provides the incentive to attain and maintain the highest possible degree of ethical conduct. The Code of Ethics of the forensic loan auditing profession indicates the aspiration of all mortgage professionals and provides standards by which to judge conduct. The remedies specified by CFLA and/or its affiliates for the violation of any provision of this Code shall be exclusive and no such provision shall be enforceable in any form other than the one specifically designated by CFLA or its affiliates. Preamble The Code of Ethics of the Certified Forensic Loan Auditors (CFLA) applies only to CFLA members with a CFLA Certified Forensic Loan Auditor (CFLA) designation, and is enforceable solely by CFLA or its affiliates. The primary purpose of this Code of Ethics is to support CFLA’s mission, which is the advancement of knowledge and practice in the forensic loan auditing profession. CFLA can succeed in this mission only if it has integrity in the mortgage communities and with the general public and is viewed as a credible, objective and unbiased force whose statements, activities and relationships are beyond reproach. CFLA recognizes that there are many ethical issues facing forensic loan auditors in the fields of forensic loan auditing, which are not covered by this Code of Ethics. CFLA has not attempted in this Code to set forth a position regarding all ethical issues, which its members may face in their day-to-day professional activities. Rather, the purpose of this Code is to speak to those ethical matters that bear directly on CFLA's educational mission and to those activities that relate to that mission. Enforcement It should be noted that this Code authorizes CFLA to invoke its enforcement (CFLA revocation) in connection with any of Code violation. CFLA reserves the right to exercise such authority in the event that it determines that doing so is in its best interests or that of its members. Updates CFLA believes that this Code of Ethics must adapt as CFLA's needs and those of the forensic loan auditor communities which it serves changes. As circumstances and needs change, CFLA may determine that it should alter the scope of this Code. For this reason, CFLA is committed to revising this Code from time to time as circumstances warrant. In this regard, CFLA welcomes comment and input from its CFLA members. Commitment to the Profession The forensic loan auditing profession is vested with a trust and responsibility requiring the highest ideals of professional service. In the belief that the quality of the services of the forensic loan auditing profession directly influences all parties involved (i.e. borrower, broker, vendors, etc.) the CFLA shall exert every effort to raise professional standards, to promote a climate that encourages the exercise of professional judgment, to achieve conditions that attract persons worthy of the trust to careers in forensic loan auditing, and to assist in preventing the practice of the profession by unqualified persons. In Fulfillment of the Obligation to the Profession, the CFLA… I. Shall not in an application for a professional position deliberately make a false statement or fail to disclose a material fact related to competency and qualifications. II. Shall not misrepresent his/her professional qualifications. III. Shall not assist any entry into the profession of a person known to be unqualified in respect to character, education, or other relevant attribute. IV. Shall not knowingly make a false statement concerning the qualifications of a candidate for a professional position. V. Shall not assist a person in the unauthorized practice of forensic loan auditing. VI. Shall not disclose information about colleagues, borrowers, vendors, clients, etc. obtained in the course of professional service unless disclosure serves a compelling professional purpose or is required by law. VII. Shall not knowingly make false or malicious statements about a colleague, client, borrower, vendor, etc. VIII. Shall not accept any gratuity, gift, or favor that might impair or appear to influence professional decisions or action. IX. Shall not knowingly commit mortgage fraud of any kind. CFLA Ethical Requirements, the CFLA… I. Shall maintain fair and professional business practice towards peers and customers at all times. II. Shall offer services to customers that are lawful and ethical. III. Shall freely provide service information in a manner that promotes and preserves the principle of freedom of choice for customers in a fully informed environment. IV. Shall not mislead or seek to deceive customers regarding advertising, content, operation or billing of services. V. Shall take all reasonable steps to ensure the protection of minors from exploitation in any manner including exposure to inappropriate service content. CFLA DISCLAIMER 1. CFLA is NOT owned, operated or affiliated with the U.S. Federal Government, State Banking Department, State Government, HUD.gov or FHA.gov. 2. CFLA does NOT purport to offer a U.S. Government or State Banking Department issued certification.
Instead, the CFLA certification is solely a CFLA issued certification. |
Certified Forensic Loan Auditor (CFLA) - Training “The Nation’s first and only recognized Certified Forensic Loan Auditor Training Class” - A comprehensive, 32-hour, person training course. |
|---|
| Home | About Us | Privacy Policy | Terms of Service | Disclaimer | FAQs | Careers | Contact Us |
|---|