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CFLA Offers New Online Mortgage Securitization Analyst Training Class - July 29-31, 2016
certifiedforensicloanauditors.com
Certified Forensic Loan Auditors Mortgage Securitization Anaylst Training Certification Class is a comprehensive 24-hour online intensive seminar. Students study and learn important topics related to Mortgage Securitization as well as complex analysis of how to obtain recorded documents. Trainees will complete (5) five full Mortgage Securitization Audits under the direct supervision of the Senior Auditor. Also covered are the complexities of form and substance related to Expert Witness Testimony and how to use your portfolio of Education and Experience to Educate Judges and Opposing Counsel on Securitization Issues, Chain of Title, and Robosigning. Graduates of the course will receive a Certificate of Completion having met the CFLA requirements necessary to be accredited as a Mortgage Securitization Analyst.
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California high court opens door to wrongful foreclosure suits
latimes.com | March 6, 2016
During the bust that followed last decade's housing boom, hundreds of thousands of Californians lost their homes to foreclosure. It was a process later found to be rife with problems, such as overwhelmed bank employees who sometimes didn't even read the foreclosure documents in front of them. But challenging foreclosures on the basis of paperwork problems proved to be mostly futile, given California courts had ruled that borrowers who weren't paying their mortgages didn't suffer financial harm.
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Wells Fargo to pay $1.7b in US mortgage fraud settlement
todayonline.com | February 5, 2016
NEW YORK — Wells Fargo, the largest mortgage lender in the United States, has agreed to pay US$1.2 billion ($1.7 billion) to settle claims that it had engaged in mortgage fraud during the sub-prime housing scandal that ignited the 2008 global financial crisis.
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Borrower has Standing to Challenge Forclosing Entity to Show Assignment is VOID! (but not to show merely "voidable")
February 17, 2016
The logic of defendants’ no-prejudice argument implies that anyone, even a stranger to the debt, could declare a default and order a trustee’s sale—and the borrower would be left with no recourse because, after all, he or she owed the debt to someone, though not to the foreclosing entity. This would be an “odd result” indeed. (Reinagel, supra, 735 F.3d at p. 225.) As a district court observed in rejecting the no-prejudice argument, “[b]anks are neither private attorneys general nor bounty hunters, armed with a roving commission to seek out defaulting homeowners and take away their homes in satisfaction of some other bank’s deed of trust.” (Miller v. Homecomings Financial, LLC (S.D.Tex. 2012) 881 F.Supp.2d 825, 832.)
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If You Received a New Mortgage or Refinance between 2005 and the Present Your Mortgage is Null and Void!
cfla.com | February 3, 2016
If you received a new mortgage or refinanced you old mortgage between 2005 and the present and your mortgage was securitized by the Wall Street banks, your mortgage is null and void! We have truth in lending laws and full disclosure laws that are supposed to be front and center at your real estate closing.
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Goldman Sachs reaches $5bn settlement over mortgage-backed securities
theguardian.com | January 15, 2016
Goldman Sachs has said it will pay $5.06bn to resolve civil claims related to the firm’s securitization, underwriting and sale of residential mortgage-backed securities from 2005 to 2007. The agreement with regulators will reduce earnings for the fourth quarter by about $1.5bn after tax, Goldman said in a statement.
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Is another housing crisis just around the corner?
foxnews.com | January 19, 2016
Movie sequels are rarely as good as the original films on which they’re based. The same dictum, it appears, holds for finance. The 2008 housing market collapse was bad enough, but it appears now that we’re on the verge of experiencing it all again. And the financial sequel, working from a similar script as its original version, could prove to be just as devastating to the American taxpayer.
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"Chase agreed to settle for only PART of the property tax owed. The bankruptcy court approved the settlement agreement so It is a done deal. Once I submitted your audit, in my amended objection to their proof of claim, they started talking about a settlement. Anyway, I am interested in taking your three day course at a future date. Thanks again."
—David Schaar

CFLA offers attorneys full foreclosure audits and strategies. Our expertise are Bloomberg Securitization Audits as well as complete turn-key Quiet Title Litigation solutions for licensed attorneys to competently sue lenders for state & federal Violations to either stop foreclosure, obtain legal damages, or both.

CFLA.com and CFLA Training Academy are professional auditing firms as well as the Nation's Leading Experts in Mortgage Securitization and Training. Certified Forensic Loan Auditors is a nationally recognized leader in the Foreclosure Defense Industry.

Attorney State Bar Approved Continuing Education Training Classes (CLEs) are taught by trained CFLA industry experts. Our CLEs have been approved by the State Bars of TX, CA, FL, NV, NY, GA, and Hawaii. Bankruptcy Practice, Foreclosure Defense Strategies, Principal Reductions through Strategic Litigation, Mortgage Securitization in Litigation, and the Homeowners Bill of Rights are among the subjects presented during our CLE classes. CFLA keynote speakers include: Patricia Rodriguez, Esq; John Fretz, Esq; Andrew P. Lehman, J.D.; Divina Westerfield, Esq.; Regis Sauger, Charles Christmas, Esq; Timothy O’Reilly, Esq.; Amar Gupta, Esq.; and others.

Certified Forensic Loan Auditors also has created a Nationally Recognized Analyst Training Certification Course. Mortgage securitization and forensic loan auditing are presented during our professional 24-hr how-to class. There have been nearly 1,000 executive level professionals who have graduated from this program since 2009 in each of the following States: CA, NV, IL, NY, NJ, WA, DC, MD, GA, and FL.

Foreclosure Defense or Contract Dispute Litigation attorneys—contact us today to advertise your law firm via Sponsored Link Ads on our site.

Our Foreclosure Defense Litigation services include Mortgage Securitization Audits, Forensic Loan Audits, and Litigation Packages are among the full turn-key litigation support services provided to law firms and legal professionals.

 

Nation's Only Loan Analyst Certification Class—Register Immediately Seating is Limited

 

Student Testimonials

CFLA is the recognized leader throughout the U.S. as experts in Mortgage Securitization and Training. As founders and creators of this industry, we have long set the bar for expectations of a Auditing Company. Our experienced staff of Certified Auditors, Licensed Attorneys, Officers, and Employees are committed to continue to grow this entire industry and uncover hidden trade secrets to expose Banking Institutions of Predatory Lending, Mortgage Fraud and Securitzaiton Fraud.

 

CFLA Explains Quiet Title Package

CFLA performs tailor-made litigation support for every jurisdiction.
Click here to see all Samples Associated with the Quiet Title Package

 

In 2007, CFLA was founded by the Nation’s Leading Foreclosure Defense Attorneys to serve the Foreclosure Defense Industry and fight pervasive Bank Fraud and Institutional Fraud. CFLA united some of the best minds in the legal and technological fields to make this vision a reality. The result is CFLA—the foremost, nationally recognized legal brand for law firms, attorneys, and small business across the United States. Since opening our virtual doors, CFLA has rapidly expanded to become the premier online legal destination for small businesses and consumers. As the company continues to grow, we continue to hold true to our original vision. For us, putting the law within reach of millions of people is more than just a novel idea—it's our founding principle.

Call us today to obtain samples of work product, including Bloomberg Securitization Audits, Litigation Support, Quiet Title Packages, and to get more information about our Nationally Accredited and Industry Acclaimed Forensic Loan Analyst Training Certification Classes (3 days). The Nation’s Only Certification Training Class for Analyts in this industry!

 

What is a Securitization Audit?

 

NEW CASE: Glaski Securitization Audits Can Prove Wrongful Foreclosure in California
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Mortgage Securitization Analyst Training
Certified Forensic Loan Auditors, LLC. has created a complete training certification program entitled: Mortgage Securitization Analyst "MSA"- A 20-hour in-person intensive seminar held across the country.
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"To simply assert mortgage fraud is one thing. But to provide the evidence that will stand up in court is another. CFLA has done an excellent job providing home owners and legal professionals the necessary & essential tools to prove a case on behalf of home owners. I have observed the growth and development of CFLA over the last several years. I am grateful for the dedication and commitment to excellence demonstrated by Andrew Lehman, the founder and chairman of CFLA and his network of legal professionals. Whether you are challenged with debt or wanting to help those who are, CFLA provides the clear and simple learning that empowers you with a new perspective & alternative remedies."
—Greg Johnson

 

Breaking News

The Writing is on the Wall: 2008 was a warm-up for 2017
livinglies.wordpress.com | June 22, 2016
Before any financial crisis, there are certain signs that appear that should cause homeowners and investors to batten down the hatches. Although this is an unscientific analysis, over the last three housing bubbles certain patterns emerged. First of all wages will stagnate, next the cost of living inflates, high-end condo sales slow, and then commercial real estate prices decrease while vacancies increase. After these events occur- the housing bubble appears next. We are seeing all of the economic indicators that were seen in 2007 before the Great Recession.
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Mortgage Madness Reignites at Wells Fargo and BOA
livinglies.wordpress.com | June 21, 2016
Wells Fargo and Bank of America have announced that they will be offering 3% down loans that are proven to be as high risk as no-money-down mortgages. These loans will be offered to people with poor credit. If 3% is too much to put down, the banks are offering insane “incentives” to entice borrowers to reignite a stalling real estate market.
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Your Day in Court—It’s not Personal
livinglies.wordpress.com | June 20, 2016
People take things seriously in court. Judges and lawyers, not so much. People think that the banks have feelings for them—negative but nonetheless feelings. They don't. It is all a game to them of strategy and tactics just like it has always been in trial work for centuries. Neither the banks nor their lawyers hate you. They just want to win and keep their losses to a minimum even while knowing that they are continuing the fraud in the hope of covering up their misdeeds. They don't care if you live or die, if your life is destroyed or you make millions. That is irrelevant to them.
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The Psychological Warfare of Loan Servicing
livinglies.wordpress.com | June 19, 2016
The banks commit felonious financial crimes against homeowners with impunity. But even more egregious and unconscionable than the theft of assets, is the theft of solitude, hope, and life quality. The banks decimate families and they eradicate a person’s belief in what is “just” and lawful.
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Countrywide co-founder won't face U.S. charges over mortgage crisis
houstonchronicle.com | June 19, 2016
The Justice Department's pursuit of Angelo Mozilo, one of Wall Street's most recognizable names tied to the subprime mortgage crisis, is ending with a whimper. After earlier dropping a criminal investigation of Mozilo, federal prosecutors recently decided against filing a civil fraud case against him, said two people briefed on the matter who spoke on the condition of anonymity.
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Allen A. Kolber, Esq. Wins Trial Dismissing $1 Million Mortgage Foreclosure Action
June 17, 2016
On March 21, 2014, after a trial where U.S. Bank failed to prove it actually owned the $1 million mortgage it was attempting to foreclose upon, Justice Gerald E. Loehr of the Supreme Court, Rockland County, dismissed U.S. Bank's foreclosure lawsuit.
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Did you Refinance? The Trust must sign the Release of Mortgage - not the Servicer
livinglies.wordpress.com | June 15, 2016
If you have refinanced your property over the past ten years, you may want to research who signed the the loan release. Only the true creditor, not a servicer, can sign the release. The presumption that most homeowners, attorneys and judges make is that the property was paid off in full, the funds were provided to the trust, and the servicing rights were extinguished. When it comes to anything having to do with financing, assignments, mortgages, or title- no presumptions should ever be made. Question and challenge everything.
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All payments made since 2011 Chase still forecloses wrongful foreclose complaint and Home Owners Bill of Rights Punitive Damages
timothymccandless.wordpress.com | June 15, 2016
Plaintiff, (collectively “Plaintiffs”), bring this action against Defendants, and challenges the legality of what transpired between the them and their Original Lender and Loan Servicer WASHINGTON MUTUAL BANK, FA, (hereinafter “WAMU”)[1]; Loan Servicer and Trust Beneficiary by the Assignment JPMORGAN CHASE BANK, N.A.; and Foreclosing Trustee QUALITY LOAN SERVICE CORPORATION, (collectively “Lender Defendants”) handling of their loan/mortgage file.
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Suit for violation of Bankruptcy Stay 11 USC 362 K Ocwen loan servicing
timothymccandless.wordpress.com | June 15, 2016
Plaintiff, FAYE MYRETTE CROSLEY complains against the above-captioned Defendants (collectively, the “Defendants”), and each of them, as follows...
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UNSEALED Tran vs Wells Fargo – DOJ Declines to Intervene, Banks Continue to Foreclose with Impunity
4closurefraud.org | June 12, 2016
A Damascus man claims he was terminated by Wells Fargo & Co. in 2014 after he discovered the bank was repeatedly collecting on mortgage loans for which it did not have the proper documentation. When Duke Tran, 54, complained about the practice, he claims he was told to lie to customers. When he resisted, the bank fired him in November 2014, Tran said.
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Court says Bank of America must disclose communications
finance.yahoo.com | June 10, 2016
ALBANY, N.Y. (AP) — New York's highest court ruled Thursday that Bank of America must disclose to an insurer communications it had with Countrywide Financial six months before the bank bought the mortgage lending company in 2008. The insurer, Ambac Assurance Corp., claims in a lawsuit that Countrywide illegally misrepresented its mortgage-backed securities.
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DOJ Confirms: Holders of Securitized Loans Cannot Be Traced
June 9, 2016
This comes as not surprise and I have to imagine anyone who has been dealing with foreclosure issues has to know this. The difference.....now it's confirmed! I remember back around 2008 when I first started digging around into the mortgage fraud arena, I ran into these alphabet soup Plaintiffs, including on my own home, and I could never get to the bottom of it. I actually called the Trustee's office listed on the PSA (Pooling and Servicing Agreement), the bank, the servicer, and got nowhere. No one was doing audits and getting the info was next to impossible.
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Wells Fargo - Wachovia - World Savings - Golden West Financial
impactlitigation.com | June 9, 2016
Wells Fargo stipulated settlement regarding "pick a payment" negative amortization loan and the loan modification waterfall requirements and procedure. Settled April 2015. As usual, not a beep on news networks.
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Interesting Content from Right After The Great Depression
catalog.archives.gov | June 9, 2016
Act of June 13, 1933 (Homeowners Loan Act), Public Law 73-43, 48 STAT 128, which provided emergency relief with respect to home mortgage indebtedness, to refinance home mortgages, to extend relief to the owners of homes occupied by them and who are unable to amoortize their elsewhere, to amend the Federal Home Loan Bank Act, and to increase the market for obligations of the United States.
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Fannie Mae to Publish Reperforming Loan Data
dsnews.com | June 6, 2016
How are delinquent residential single-family mortgage loans modified by Fannie Mae performing after their modifications? The industry is about to find out. Fannie Mae announced on Monday it will release historical data on a portion of the loan modifications the Agency completed on delinquent loans. The purpose of publishing this data is to give the industry a greater ability to analyze the performance of loans that were modified in support of the Agency’s reperforming loan (RPL) securitization program that was announced in April, according to Fannie Mae.
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Can’t find an Attorney to take your Case? Here is How to Avoid being Perceived as the Foreclosure Client from Hell
livinglies.wordpress.com | June 5, 2016
Due to the number of people in foreclosure, there is currently more demand than supply for competent attorneys who specialize in foreclosure defense. The most aggressive and successful attorneys now have the luxury of choosing the clients they decide to take-on. Therefore, it is important that the homeowner represent themselves in the best possible light when contacting a prospective attorney.
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15 U.S. Code § 1635 - Right of rescission as to certain transactions
law.cornell.edu | June 3, 2016
Except as otherwise provided in this section, in the case of any consumer credit transaction (including opening or increasing the credit limit for an open end credit plan) in which a security interest, including any such interest arising by operation of law, is or will be retained or acquired in any property which is used as the principal dwelling of the person to whom credit is extended, the obligor shall have the right to rescind the transaction until midnight of the third business day...
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Eight Firms Settle RMBS Fraud Claims with FDIC
dsnews.com | June 3, 2016
Eight financial firms have settled for a combined total of $190 million with the Federal Deposit Insurance Corporation (FDIC) over claims of misrepresenting the quality of certain residential mortgage-backed securities to five failed FDIC-insured banks, according to an announcement from the FDIC on Thursday.
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Former AIG Chief Hank Greenberg Must Stand Trial For Fraud, N.Y. Court Rules
npr.org | June 3, 2016
Maurice "Hank" Greenberg, who built AIG into an insurance-industry powerhouse only to be forced out under pressure from regulators, must stand trial for accounting fraud, New York's highest court has ruled. The New York Court of Appeals ruled that state officials can try to recover millions of dollars in bonuses and interest from Greenberg, 91, and his co-defendant, Howard Smith, 71, former AIG chief financial officer.
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GREAT "Anti-Bankster LIBOR Fraud" News from Canada
bloomberg.com | June 2, 2016
Sixteen of the world’s largest banks including JPMorgan Chase & Co. and Citigroup Inc. must face antitrust lawsuits accusing them of hurting investors who bought securities tied to Libor by rigging an interest-rate benchmark, a ruling that an appeals court warned could devastate them.
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Santa Cruz County Supervisors Leaders in Stance Against Wall Street
santacruzsentinel.com | June 2, 2016
Santa Cruz is known for its liberal bent and progressive politics, so it’s no surprise that the county recently took a stand against Wall Street, inspiring others to think about doing the same. Since the Board of Supervisors voted earlier this summer to stop buying investments from the five big banks that agreed in May to plead guilty to criminal felony charges, word spread nationwide. Former Labor Secretary Robert Reich, financial blogs and interest groups — from Occupy to the Public Banking Institute — touted the small but significant stance.
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Nevada Supreme Court Ruled that Only Nine Months Of Delinquent HOA Payments can be Included in Super Priority Lien Status
lasvegas4us.com | June 2, 2016
Nevada Supreme Court HOA ruling is in favor of banks and distressed property buyers from Nevada Trustee Sale Auction where the act of foreclosing on properties takes place.  Home Owner Associations (HOA), and especially collection agencies who charged exuberant amounts in collection fees in addition to delinquent HOA fees.
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FDIC Wins $190m Settlement for Toxic Countrywide Mortgage Bonds
housingwire.com | June 2, 2016
The ghosts of Countrywide past just struck again, as the Federal Deposit Insurance Corporation announced Thursday that eight major financial institutions will pay $190 million total to settle a series of lawsuits tied to toxic Countrywide mortgage bonds that subsequently led to the failure of five banks during the housing crisis.
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Breaking News Archive

 

Letters From The Editor

MERS Manual 2010
June 23, 2016
Although MERS tracks changes in ownership of the beneficial rights for loans registered on the MERS® System, MERS cannot transfer the beneficial rights to the debt. The debt can only be transferred by properly endorsing the promissory note to the transferee. As a MERS Member you have two options for registering a transfer of beneficial rights to another Member: Option 1 and Option 2. The determination of whether Option 1 or Option 2 is used is based on the Membership Profile of the purchasing investor.
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Yvanova STRIKES Thrice
stopforeclosurefraud.com | May 21, 2016
Well ACTUALLY it was SEVEN...KESHTGAR v. U.S. BANK, MENDOZA v. JPMORGAN CHASE BANK, CASTRO v. INDYMAC INDX MORTGAGE LOAN TRUST 2005-AR21 | VACATED... "...with directions to vacate its decision and to reconsider the cause in light of Yvanova v. New Century Mortgage Corp...."
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URGENT! "Prejudice" left open in Yvanova is met by alleging "LOSS OF HOME" proximately caused by VOID Assignment!
justia.com | May 20, 2016
In this action for wrongful foreclosure, the homeowner, Monica Sciarratta, alleged that as a result of a void assignment of her promissory note and deed of trust, the entity that conducted a nonjudicial foreclosure sale on her home had no interest in either the underlying debt or the subject property. In Yvanova v. New Century Mortgage Corp., (62 Cal.4th 919 (2016)), the California Supreme Court held that the homeowner has standing to sue for wrongful foreclosure. However, Yvanova did not address "any of the substantive elements of the wrongful foreclosure tort," and in particular did not address "prejudice . . . as an element of wrongful foreclosure."
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Baker v. Northwest Trustee discussion broadcast is available
May 17, 2016
As many of you know, the host of the popular foreclosure radio show "The Foreclosure Hour" attorney Gary Victor Dubin (who shepherded one of the cases heard in the JESINOSKI decision heard by the US Supreme Court, and is VERY affluent in TILA Rescission) featured our case on his radio show yesterday. Below is the link to the archived show for those who wanted to listen and could not and a link to download the appellate courts' ruling.
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Chain of Title - the story of Lunn Szymoniak, Michael Redman, and Lisa Epstein exposing Bankster Fraud
May 6, 2016
Here's a brief synopsis of the book: Chain of Title follows three individuals in south Florida who were instrumental in exposing one of Wall Street's greatest secrets: mortgage companies didn't actually have the evidence necessary to foreclose on millions of homes, and they covered it up by producing false documents in mass quantities and delivering them to courthouses and county recording offices.
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IMPORTANT TO ATTORNEY ADVOCATES
May 5, 2016
"Assignee" Banksters Have to Pay Homeowners' Attorney Fees if homeowner prevails as assumption of BURDENS goes with assumption of benefits.
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Daniels v. Select Portfoio Servicing Inc. Lender Liable for Servicer Misrepresentations Biankanja Factors even without Exceeding its Convential Role
May 1, 2016
The Danielses obtained a $650,000 adjustable rate loan secured by a deed of trust on their Santa Cruz residence. When their interest rate adjusted upward, they spent years in unsuccessful attempts to obtain a loan modification from their then-loan servicer, Bank of America (BofA).
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Map of US District Court of Appeals 2016
April 22, 2016
This map shows which states lie in which federal District Courts of Appeal. When you research the CFLA archives, you can "search" to find all the cases related to foreclosures in YOUR District Court of Appeal. This will give you an idea of how the federal judges may rule in YOUR case based on state decisions.
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8th Circuit 4.20.16 Dkt 15-1527 Brown v. Greentree Servicing LLC
April 22, 2016
Plaintiffs filed suit against Green Tree to prevent it from foreclosing on plaintiffs' home. Plaintiffs alleged that Green Tree lacked authority to foreclose. The district court granted Green Tree's motion to dismiss based on plaintiffs' lack of standing to challenge the assignment between creditors and concluded that plaintiffs' notice claim failed to state a plausible claim for relief under Ashcroft v. Iqbal.
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NHLP March Foreclosure Newsletter
April 1, 2016
National Housing Law Project's (NHLP's) first quarterly Foreclosure Newsletter features an update to our foreclosure practice guide, now with a table of contents for easier navigation. It also includes summaries of recent HBOR and foreclosure-related case law and recent administrative guidance.
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Saterbak - No Standing Pre-foreclosure - First new published case Post Yvanova
March 18, 2016
Laura Saterbak appeals a judgment dismissing her first amended complaint (FAC) after the sustaining of a demurrer without leave to amend. Saterbak claims the assignment of the deed of trust (DOT) to her home by Mortgage Electronic Registration Systems, Inc. (MERS) to Structured Asset Mortgage Investment II Trust 2007-AR7 Mortgage Pass-Through Certificates 2007-AR7 (2007-AR7 trust or Defendant) was invalid. Arguing the assignment occurred after the closing date for the 2007-AR7 trust, and that the signature on the instrument was forged or robo-signed, she seeks to cancel the assignment and obtain declaratory relief. We conclude Saterbak lacks standing and affirm the judgment.
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United States Settles False Claims Act Allegations Against 21st Century Oncology for $34.7 Million
justice.gov | March 13, 2016
21st Century Oncology Inc., the nation’s largest physician led integrated cancer care provider and its wholly owned subsidiary South Florida Radiation Oncology LLC, have agreed to settle allegations that they performed and billed for procedures that were not medically necessary, the Department of Justice announced today.  21st Century is headquartered in Fort Myers, Florida, and has offices in 16 states.
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Ames v. Wamu/Chase Affirms Ap. Ct. Holding Ames Had No "Standing" to Challenge Assignment in Georgia; Plus Fed Ct 11th Circ Already Found No Standing
justia.com | March 11, 2016
In 2007, Cindy and David Ames executed a security deed to their residential property in favor of Washington Mutual Bank, F.A. (WaMu). WaMu’s receiver, the Federal Deposit Insurance Corporation (FDIC), later assigned the deed to JP Morgan Chase Bank, N.A (Chase). When Chase initiated a non-judicial foreclosure sale on the property, the Ameses filed lawsuits in state court and then in federal court, alleging among other things that the assignment of the security deed to Chase was invalid.
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Alaska Sup Ct Holds Alaska Trustee LLC and its Owner Stephen Routh were Debt Collectors under FDCPA
justia.com | March 11, 2016
Brett and Josephine Ambridge defaulted on their home loan. Alaska Trustee, LLC sent the Ambridges a notice of default that failed to state the full amount due as required by the federal Fair Debt Collection Practices Act (FDCPA). The Ambridges filed suit against Alaska Trustee and its owner, Stephen Routh, seeking damages under the FDCPA and the Alaska Unfair Trade Practices and Consumer Protection Act (UTPA), as well as injunctive and declaratory relief.
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Penal Code 115.5 expressly addresses false statements to induce improper notarial act on instrument
March 8, 2016
All notaries must be bonded, record their bonds at county recorder, and maintain $15,000 bond so you can put a claim against his/her BOND (insurance carrier). Check county recorder under his/her name to get name of insurance carrier on bond and put a claim against the BOND. The insurance company will defend and ferret out WHO got him/her to partake in the fraud.
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Annotations for Penal Code 115 - offering forged docs for recordings Use Penal Code 132 and 134 felony for preparing for offering or OFFERING a false or fabricated ASSIGNMENTS
March 8, 2016
1. In General; Validity This section simply seeks to bring within its terms various classes of instruments entitled under our law to be recorded, without any regard to whether the particular instrument is defective in form or certification. People v. Webber (1919) 44 Cal App 120, 186 P 406, 1919 Cal App LEXIS 473; People v. Baender (1924) 68 Cal App 49, 228 P 536, 1924 Cal App LEXIS 217. The statute was designed to prevent the recordation or registration of spurious documents, knowingly offered for record with intent to defraud. People v. Baender (1924) 68 Cal App 49, 228 P 536, 1924 Cal App LEXIS 217.
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Use Penal Code 132 and 134 felony for preparing for offering or OFFERING a false or fabricated ASSIGNMENT in a court of law for a fraudulent purpose (steal a home) grand theft Penal 487
March 8, 2016
After YVANOVA CA SUP Court held you now have "standing" to challenge a fraudulent assignment. “Debt collectors” are subject to the entire FDCPA which prohibits them from using deceptive means to collect a debt [807(10)] or falsely represent the legal status of the debt [807(2)a].
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